Traditional Financing with Flexible Options
Conventional loans are ideal for buyers with stable income and good credit. They offer flexible terms, competitive interest rates, and the possibility of avoiding mortgage insurance with a sufficient down payment.
A Great Fit for Primary, Secondary & Investment Homes
Whether you’re buying a primary residence, a vacation home in Wisconsin, or an investment property in Florida, conventional loans can be structured to suit a variety of goals and property types.
Better Rates for Strong Borrowers
Strong credit and steady employment history? Let’s turn that into real savings. Conventional loans often reward financially strong borrowers with lower rates and more favorable terms.
Benefits of Using a Conventional Loan
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Wide Range of Property Options
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No Upfront Mortgage Insurance Fee
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Flexible Loan Terms and Structures
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Ideal for Borrowers with Strong Credit
Choose the Loan Term That Works for You
With options ranging from 10 to 30 years, you can pick a loan term that fits your lifestyle and long-term goals. We’ll help you weigh your options and structure a plan that fits your needs.
Why Homebuyers Trust Shannon Leigh Johnston for Their Mortgage Needs
At Shannon Leigh Johnston, we’re more than mortgage professionals—we’re dedicated advocates for your financial success. Licensed in Florida, Minnesota, and Wisconsin, we’ve earned the trust of homebuyers by delivering expert advice, personalized solutions, and unmatched client care. From your first consultation to closing day and beyond, our focus is always on you—your needs, your goals, your future.
We are known for
Every borrower is unique—and so are our loan strategies.
From first call to final closing, we provide attentive, one-on-one support.
Long-Term Relationships, Not One-Time Transactions
Solutions for Self-Employed & Non-Traditional Borrowers
"FAQs"
We offer a wide variety of loan options to meet diverse financial needs, including FHA Loans, VA Loans, Conventional Loans, Self-Employed Loans, Reverse Mortgages, and Second Mortgages. We help you choose the right one based on your goals, income, and credit profile.
Getting pre-approved starts with a short application and documentation of your income, assets, and credit. We’ll review everything and issue a pre-approval letter so you can shop for homes confidently and make competitive offers.
Yes! We specialize in helping self-employed borrowers qualify through bank statement or asset-based loan programs. Even without traditional W-2s, we can help structure a loan around your true income.
VA loans offer eligible veterans and active-duty service members benefits like no down payment, no private mortgage insurance (PMI), and competitive interest rates—making homeownership more affordable and accessible.
Pre-qualification gives you a general idea of how much you can borrow based on basic info. Pre-approval is a more in-depth review of your finances and is typically required by sellers to accept your offer seriously.
Licensed Guidance in FL, MN & WI.
Whether you’re buying your first home in Florida or settling down in Minnesota or Wisconsin, our loan expertise ensures a smooth and confident home financing experience in your region.
