Empowering Seniors with Home Equity Access
Reverse mortgages allow homeowners age 62 and older to convert part of their home equity into cash, helping you supplement retirement income without selling your home.
Stay in the Home You Love—While Gaining Financial Freedom
With a reverse mortgage, you retain ownership and occupancy of your home while receiving funds monthly, in a lump sum, or as a line of credit. It’s a smart way to boost income in retirement.
No Monthly Mortgage Payments Required
Repayment isn’t due until you move, sell, or pass away—allowing for stress-free budgeting during retirement. We explain the pros and cons with complete transparency.
Benefits of a Reverse Mortgage
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Access Home Equity Without Monthly Mortgage Payments
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Stay in the Home You Love
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Flexible Payout Options
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No Income or Credit Requirements
Ideal for Retirement Planning and Aging in Place
Whether you’re covering medical expenses, eliminating your mortgage, or planning ahead, we’ll help you explore how a reverse mortgage fits into your long-term goals.
Why Homebuyers Trust Shannon Leigh Johnston for Their Mortgage Needs
At Shannon Leigh Johnston, we’re more than mortgage professionals—we’re dedicated advocates for your financial success. Licensed in Florida, Minnesota, and Wisconsin, we’ve earned the trust of homebuyers by delivering expert advice, personalized solutions, and unmatched client care. From your first consultation to closing day and beyond, our focus is always on you—your needs, your goals, your future.
We are known for
Every borrower is unique—and so are our loan strategies.
From first call to final closing, we provide attentive, one-on-one support.
Long-Term Relationships, Not One-Time Transactions
Solutions for Self-Employed & Non-Traditional Borrowers
"FAQs"
We offer a wide variety of loan options to meet diverse financial needs, including FHA Loans, VA Loans, Conventional Loans, Self-Employed Loans, Reverse Mortgages, and Second Mortgages. We help you choose the right one based on your goals, income, and credit profile.
Getting pre-approved starts with a short application and documentation of your income, assets, and credit. We’ll review everything and issue a pre-approval letter so you can shop for homes confidently and make competitive offers.
Yes! We specialize in helping self-employed borrowers qualify through bank statement or asset-based loan programs. Even without traditional W-2s, we can help structure a loan around your true income.
VA loans offer eligible veterans and active-duty service members benefits like no down payment, no private mortgage insurance (PMI), and competitive interest rates—making homeownership more affordable and accessible.
Pre-qualification gives you a general idea of how much you can borrow based on basic info. Pre-approval is a more in-depth review of your finances and is typically required by sellers to accept your offer seriously.
Licensed Guidance in FL, MN & WI.
Whether you’re buying your first home in Florida or settling down in Minnesota or Wisconsin, our loan expertise ensures a smooth and confident home financing experience in your region.
