Honoring Service with Powerful Home Benefits
VA loans provide qualified veterans, active-duty service members, and surviving spouses with the opportunity to buy or refinance a home with zero down payment and no private mortgage insurance.
Competitive Rates and Lower Monthly Costs
Because they’re backed by the Department of Veterans Affairs, VA loans often come with lower interest rates and reduced closing costs. That means more affordability and long-term savings for those who serve.
Flexible Guidelines for Easier Approval
With less stringent credit and income requirements, VA loans are accessible for a wide range of military borrowers. We help you leverage these unique benefits for a smooth, successful mortgage experience.
Benefits of a VA Loan
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Zero Down Payment Required
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No Private Mortgage Insurance (PMI)
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Competitive Interest Rates
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Limited Closing Costs and Assumable Loans
Expert Guidance with a Personal Touch
We understand the nuances of VA loans and provide detailed, respectful assistance every step of the way. You’ve served your country—now let us serve you with unmatched dedication.
Why Homebuyers Trust Shannon Leigh Johnston for Their Mortgage Needs
At Shannon Leigh Johnston, we’re more than mortgage professionals—we’re dedicated advocates for your financial success. Licensed in Florida, Minnesota, and Wisconsin, we’ve earned the trust of homebuyers by delivering expert advice, personalized solutions, and unmatched client care. From your first consultation to closing day and beyond, our focus is always on you—your needs, your goals, your future.
We are known for
Every borrower is unique—and so are our loan strategies.
From first call to final closing, we provide attentive, one-on-one support.
Long-Term Relationships, Not One-Time Transactions
Solutions for Self-Employed & Non-Traditional Borrowers
"FAQs"
We offer a wide variety of loan options to meet diverse financial needs, including FHA Loans, VA Loans, Conventional Loans, Self-Employed Loans, Reverse Mortgages, and Second Mortgages. We help you choose the right one based on your goals, income, and credit profile.
Getting pre-approved starts with a short application and documentation of your income, assets, and credit. We’ll review everything and issue a pre-approval letter so you can shop for homes confidently and make competitive offers.
Yes! We specialize in helping self-employed borrowers qualify through bank statement or asset-based loan programs. Even without traditional W-2s, we can help structure a loan around your true income.
VA loans offer eligible veterans and active-duty service members benefits like no down payment, no private mortgage insurance (PMI), and competitive interest rates—making homeownership more affordable and accessible.
Pre-qualification gives you a general idea of how much you can borrow based on basic info. Pre-approval is a more in-depth review of your finances and is typically required by sellers to accept your offer seriously.
Licensed Guidance in FL, MN & WI.
Whether you’re buying your first home in Florida or settling down in Minnesota or Wisconsin, our loan expertise ensures a smooth and confident home financing experience in your region.
